What to Expect

The Initial Consultation

  1. Each individual advisor begins their work with a client by setting up an individual consultation that is complementary and without obligation. This is usually an in-person meeting where your particular advisor obtains as much information as possible about your finances and goals. 
  2. Often, your advisor may coordinate the collaboration of additional advice for you from their vast network of other professional advisors such as mortgage specialists, personal bankers, real estate agents, personal bookkeepers, accountants, attorneys, and business brokers.
  3. If you and your advisor believe that there is a good "fit" for a relationship to develop further, then your advisor proceeds to creating a personalized plan. 

 

Creating a Personalized Plan

  1. Your individual advisor will create a comprehensive plan that identifies problem areas, makes recommendations for improvement, and selects appropriate investments compatible with your goals, attitude toward risk, and expectation or need for investment returns.  
  2. After presenting the recommendations to you, and allowing ample time for questions and answers, your personal financial advisor will then create the timetable for implementation of the individual components of your customized plan.  During the presentation, you will be apprised of how your advisor is compensated on each element of your investment plan.  
  3. Upon your agreement with the fee-based or commission-based approach that is recommended in your plan, your advisor will then proceed to the signing of documents by all parties.  It is only after this paperwork is signed that your advisor's compensation begins.
  4. There are financial advisors at Lamberti & Associates who are licensed to directly purchase and sell all types of financial products, such as stocks, bonds, derivatives, direct participation programs, annuities, and insurance products in order to implement the components of your personalized plan.

 

On Going Client Care       

  1. Each advisor meets with established clients at least once a year, or more frequently as is appropriate, to update them on the performance of their current financial portfolio, potential new investments, and adjust their financial plan to any life changes—such as marriage, disability, or retirement. 
  2. Your advisor also will typically answer your questions regarding changes in benefit plans or the consequences of changing your job.  Your advisor is there to educate you about risks and possible scenarios so that you are best prepared for unexpected market conditions or personal circumstances. 
  3. Your advisor is available for consultation with you throughout the year on an on-call basis.  Your advisor will accomodate meetings with you in the evenings or weekends to best suit your busy work schedule. 

 

Clients tend to call on their financial advisor first for advice about almost anything that impacts their finances. They come to value not only their advisor's networks for other qualified professional advisors, but also their advisor's reputable networks of retailers, contractors, and other home/business services. When it comes to spending money or investing it, call your advisor first for input and guidance!

 

 

Our Appreciation

Each advisor appreciates your trust, your business, and your friendship. It is an honor to serve you and make a positive impact on your family.  

If you are not already a client, please contact a team member at Lamberti & Associates for your complementary initial consultation. We look forward to serving you!

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Did You Know?

Across the United States, personal financial advisors usually work in offices or their own homes. 1

Personal financial advisors usually work standard business hours, but they also schedule meetings with clients in the evenings or on weekends. 2

Many also teach evening classes or hold seminars to share their knowledge with broad audiences. Many advisors meet potential clients by giving seminars or through business and social networking.  Some personal financial advisors spend a fair amount of their time traveling, to attend conferences or training sessions or to visit clients. 3 ___________________________________________________________________

 

 1  Source:  the Bureau of Labor Statistics on website page:  http://www.bls.gov/oco/ocos302.htm

2  Source:  the Bureau of Labor Statistics on website page:  http://www.bls.gov/oco/ocos302.htm

3  Source:  the Bureau of Labor Statistics on website page:  http://www.bls.gov/oco/ocos302.htm